All Programs and Guides on Investor Loans Indiana
Every guide on this site, one screen. Program pages carry the mechanics; city pages carry the local numbers and permit rules; all figures are dated and registry-verified.
Loan programs
- DSCR loans: qualify on the property's rent; no tax returns; LLC-friendly.
- Investor cash-out refinance: no homestead-only cap in Indiana; BRRRR seasoning and the reassessment cap.
- Short-term rental loans: Airbnb/VRBO financing with honest income-documentation lanes.
- LLC + series LLC lending: close in the entity; series under IC 23-18.1; due-on-sale rules.
- Portfolio + 2–4 unit + foreign national: the 10-loan conventional cap and what is past it.
- Bank-statement loans: self-employed qualifying from deposits after an expense factor.
- 1031 replacement financing: closing inside the 45/180-day clocks.
City guides
- Indianapolis: the institutional market, Speedway to Carmel, submarket by submarket.
- Fort Wayne: steady insurance-and-defense economy, thin yield, duplex-friendly.
- Evansville: affordable southwest cash flow with a student-rental market.
Indiana reference
- Rental property taxes: the 2% circuit-breaker cap, the 0.74% homestead trap, and how to appeal.
- STR permit rules by city: the IC 36-1-24 statewide protection and the Indianapolis permit.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal or tax advice. City short-term-rental rules and tax figures change; confirm current requirements with the city, your CPA, or an Indiana real estate attorney before you buy. Loans are subject to buyer and property qualification.